If you have a property to sell, the first step you should take is to put it up for sale.
Why? Because, if you see a house you want to buy you may not be able to buy it without the money from your own house. Also, many estate agents consider you a "non-proceedable" buyer - which means, you are a potential buyer but you can't actually proceed because you need to sell your own house first. So, if there is another buyer who is "proceedable" they may well see the house of your dreams and buy it first!
However do not worry as anyone offering on your property have to agree to your conditions. We can help you sell your home. Click here to arrange a free, no-obligation valuation of your home or contact us.
On top of the cost of the house itself, there are many other one-off expenses involved in buying a home and moving.
These costs include:
Getting a mortgage and buying a house are usually very much intertwined.
When you find a house, you'll probably have to move fast to secure it. To prevent being delayed while sorting out a mortgage we highly recommend you first get a "Mortgage In Principle" agreed. Having this in place means you should be able get the actual mortgage quicker when the race to buy your chosen home begins. You can get this offer in writing to show to Estate Agents and sellers - who will then see you as a serious buyer.
A 'Mortgage In Principle' is a conditional offer made by a mortgage lender that - provided the information you give them is correct - they will "in principle" give you the loan you have discussed with them. Knowing what you can afford will also help you narrow your search and give you a considerable degree of confidence.
Our partners, a firm of professional, independent financial advisors, would be pleased to provide you with a free, no obligation consultation on what mortgage options are available to you, and the associated costs. Contact us to find out more.
Once you have worked out how much you can afford the next stage is to start looking for a property.
To find your ideal property, we need to know as much as possible about your requirements. You can register with us either online, by phone or by visiting our offices, where one of our consultants can assist you with your search.
Once we have a clear understanding of your requirements we will access all properties that match your criteria. When you have registered, details of suitable properties can be sent to you by SMS, email or in the post - depending on your preferences.
View properties, this is the fun bit!
Its always good to have a good brainstorm about what exactly you will be looking for in your new home. You may well have to make some compromises in the house you buy so decide now what your "MUST HAVES" and "NICE TO HAVES" are.
Viewings properties on our books
You can book a viewing on-line through the 'Book a Viewing' link presented against each property you find on our property search engine. You can also call or email us
We usually conduct all property viewings as the Vendor may not always be present.
After the viewing we will answer any immediate questions and usually contact you the next day for your thoughts and feedback.
Please be on time for viewings. We will arrange to meet you at the property, or if it is more convenient, at our offices.
We also offer a property search service to serious busy buyers, who have limited time to spend in looking for a home. If this is you, this service could save you a ton in time and money. Contact us for more information.
How exciting! - You've found the house of your dreams and you want to make an offer.
Let's hope Orange have found it for you!
As soon as you've found a suitable property, we'll put your offer to the seller, verbally and in writing. We always aim to communicate your offer on the same day. The offer will be subject to a contract being signed and there are no legal obligations on either side until this is done.
Sometimes there may be a process of price negotiation and by working with us, both vendor and buyer can benefit from the expertise of our consultants, who will work hard to facilitate an agreeable outcome that delivers the best result for all.
When your offer is accepted, the vendor's conveyancer will prepare a Contract of Sale. You will also need to appoint a conveyancer to examine the contract, and raise any queries based on the title deeds and related property matters. To help secure a legal professional, we offer a range of different and very competitive conveyancing options that you can choose from. Please contact us to find out more.
When your conveyancer has replies to their enquiries, a completed satisfactory local search, a copy of a mortgage offer, a signed contract and a deposit cheque, they can then proceed to Exchange of Contracts. A deposit cheque is normally required for 5-10% of the purchase value of the property.
Contract completion can be on the date of exchange or can be anything up to 28 days later, depending on your requirements. On Completion your solicitor hands over the remainder of the purchase money to the vendor's solicitor and you can then move into your new home. Keys will be handed over to you by us.
Orange Property Services will endeavour to give the best possible service, this will include to progress your sale or purchase as seamlessly and quickly as possible. To achieve this we will recommended both our mortgage consultant and solicitors whom we deal with on a daily basis therefore keeping the process as tight as possible until completion. As the recommended companies like to work closely with us and they may give us an incentive. Of course it is your decision who you use for any services and you should not feel obligated to deal with our recommendations.